diff --git a/platform/lang-impl/src/com/intellij/codeInsight/template/impl/TemplateState.java b/platform/lang-impl/src/com/intellij/codeInsight/template/impl/TemplateState.java
index 5b9bee532eb4..6369b09af00e 100644
--- a/platform/lang-impl/src/com/intellij/codeInsight/template/impl/TemplateState.java
+++ b/platform/lang-impl/src/com/intellij/codeInsight/template/impl/TemplateState.java
@@ -166,7 +166,7 @@ public class TemplateState implements Disposable {
   }
 
   private boolean isCaretOutsideCurrentSegment() {
-    if (myEditor != null) {
+    if (myEditor != null && myCurrentSegmentNumber >= 0) {
       final int offset = myEditor.getCaretModel().getOffset();
       return offset < mySegments.getSegmentStart(myCurrentSegmentNumber) || offset > mySegments.getSegmentEnd(myCurrentSegmentNumber);
     }